General Liability Insurance in Dalton, GA
Running a business always comes with a certain amount of risk, no matter what product or service you provide. Investing in general liability insurance is critical to protecting yourself and your business.
What Is General Liability Insurance?
General liability insurance is a type of insurance coverage that financially protects businesses against a range of risks and liabilities. It typically helps cover claims related to third-party bodily injury, property damage, personal injury (such as defamation or slander) and advertising injury. General liability insurance may help cover legal expenses, settlement costs and judgments arising from lawsuits or claims against the insured party.
This insurance is designed to protect against unforeseen events on the insured’s premises or resulting from their business operations. It is a fundamental form of insurance for businesses, as it offers financial security and peace of mind by mitigating the potential financial burdens associated with accidents, injuries or property damage that could lead to legal actions.
What Does General Liability Insurance Cover?
General liability insurance policies typically include the following coverages:
- Third-party bodily injury coverage may help if a customer is injured in your place of business.
- Third-party property damage coverage may help pay replacement fees or repairs if you or an employee damage someone else’s property.
- Libel, slander, copyright and advertising injury coverage may help cover costs related to being sued for harming a third party’s reputation or making false claims.
Depending on the insurer, other forms of liability, such as product liability, may be included under a general liability policy.
How Much Is General Liability Insurance?
General liability insurance premiums can vary depending on numerous factors. These factors include the type of business, size, annual revenue, location, industry risks, coverage limits, deductible amount, claims history and the level of coverage required.
General Liability Insurance Quote in Dalton, GA
Contact ABC Insurance Services for all your business insurance needs. We work closely with our customers to tailor coverages, limits and endorsements to fit your operation’s specific risk exposures.