Don’t rely on your home insurance and/or auto insurance to cover your all-terrain vehicle, as most provide little, if any, supplemental coverage for your ATV. Generally, ATV insurance is a low monthly rate and it can help protect you, your passengers, your vehicle, and even someone else’s property.
The following are the types of coverage that you will receive with an ATV insurance policy:
Bodily Injury Liability: Protects you if you cause an accident and someone is hurt, typically covering the other person’s medical expenses.
Property Damage Liability: Protects you if you’re at fault in an accident causing damage to another person’s property. Insurance coverage typically pays for expenses to damaged property such as vehicles, homes, and buildings.
Collision Coverage: Reimburses the cost of repairing your ATV after damage due to a collision with another object (such as another ATV, tree, or fence).
Comprehensive Coverage: Protects from damages to your ATV due to almost any event: flooding, wind, vandalism, theft, or other reason not involving a crash with another vehicle.
Contact ABC Insurance today to find out if you qualify for any discounts and to discuss a quote. You may also call us with any questions that you may have about ATV insurance at (706) 277-1707.