Should You Increase Your Motorcycle Insurance Coverage for Summer Riding Season?

Summer often brings increased riding opportunities along with increased traffic and unpredictable weather. These factors can raise your chances of accidents or unexpected incidents. ABC Insurance Services offers motorcycle insurance options to help you get the right coverage, especially if your riding habits or bike value may have changed since last year.

Key Coverage Areas to Consider

When evaluating your policy, here are a few areas to focus on.

Liability Coverage

Georgia law requires minimum liability coverage, but these limits may not be enough to fully cover you in an accident. Increasing your limits can offer greater financial security.

Comprehensive and Collision Coverage

These coverages can help pay for damage to your motorcycle from accidents, theft, vandalism or weather events, risks that may increase during spring.

Uninsured/Underinsured Motorist Coverage

Not all drivers carry adequate insurance. This coverage can help cover you if you’re in an accident with an at-fault driver who is uninsured or underinsured.

Accessory and Custom Parts Coverage

If you’ve added custom parts or accessories to your bike, make sure they’re properly covered.

Who Should Get Covered?

This policy may be worth considering for riders who:

• Regularly travel through congested or high-traffic areas
• Prefer coverage that may include damage to their own bike
• May face medical or legal costs following a collision
• Enjoy extended or leisure rides

Our Team Can Help

ABC Insurance Services can provide personalized policy reviews to identify coverage gaps and recommend adjustments based on your riding plans. Contact us today to get a free quote and learn more about your insurance options.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.